Raj Vardhan – Musings about Startup, Wealth & Life

“Bharat” needs t̶r̶u̶s̶t̶ ̶f̶i̶r̶s̶t̶ faith first startups

in Entrepreneurship Startup Tech on April 8, 2021 May 16, 2021

The age of copy-pasting a western startup idea in India and hoping it to work is long gone. Unlike the west, India is a low trust high faith society. And as a society, we don’t trust someone or something easily (therefore low trust). But we are also a society of high faith and put in an exorbitant amount of faith in entities we trust i.e. if we do trust someone (or something) for a long enough duration we go on and put our faith in everything they have to offer.

CRED – an Asset Class in the making

in Entrepreneurship Startup Tech Wealth on February 11, 2021 May 16, 2021

While its a public knowledge that CRED is planning to venture into an investment advisory and account aggregation business by registering inro Dreamplug Advisory Solutions and Dreamplug AA Tech Solutions, I want to talk about a new potential avenue for it – CRED as a new asset class.

Lessons from a decade of wealth creation experiments

in Entrepreneurship Life Startup Wealth on February 1, 2021 May 16, 2021

It’s been a decade since I started making enough money to sustain myself and in those 10 years, I have learned a thing or two about wealth. In this post, I will condense and list out those learnings.

Intention vs Impact

in Entrepreneurship on September 13, 2020 May 16, 2021

The gap between intention and impact is more common than we think. I definitely have had my fair share of such experiences. For a long time, I didn’t notice it until it was brought to my attention that I often come off as rude and condescending.

Culture

in Entrepreneurship Startup on August 14, 2020 May 16, 2021

I originally wrote this piece from the point of view of startups but a lot of it applies to other social cultures as well. It has been a year since we started Binks and so far I have not had the time to think actively about the culture that I want to build in my company.

Arbitrage

in Wealth on July 31, 2020 May 16, 2021

My first experience with Arbitrage was when I was probably 12 years old. As a kid studying in 7th standard, I did not quite grasp the concept then. But after all these years when I try to think about my first encounter with this beautiful business philosophy, I vividly seem to remember the year 2004.

Spark Protip: Joining on skewed data frames

in Tech on March 9, 2018 May 16, 2021

While using Spark for our pipelines, there was a use-case where we had to join 2 data-frames, one of which was highly skewed on the join column and the other was an evenly distributed data-frame